01
Personal Auto Insurance
Explore liability, collision, comprehensive, and other available options for your personal vehicle and driving needs.
Euclid • Cleveland • Northeast Ohio
Protect your life.
Empower your business.
Move forward confidently.
Personal and business insurance deserves a personal conversation. Leftwich Insurance & Consulting LLC helps you explore coverage for the home you love, the vehicle you drive, and the business you are building.
Tell us what matters to you. Let’s discuss coverage that fits.
Personal insuranceCommercial insuranceBusiness insuranceCoverage guidance
Coverage for everyday living
For your home, your car,
and what makes life yours.
Explore personal insurance options in Euclid, Cleveland, and across Ohio, with clear guidance on the protection you are considering.
02
Homeowners Insurance
Help protect your home, belongings, and personal liability against covered losses. Review limits, deductibles, and exclusions.
03
Renters Insurance
Coverage options for your personal belongings, personal liability, and additional living expenses after a covered loss.
04
Personal Articles Insurance
Ask about scheduled protection for jewelry, fine art, collectibles, and other valuables that may exceed standard policy limits.
Coverage for the work you do
Your ambition deserves
a thoughtful insurance plan.
From small business insurance to commercial property and liability coverage, start with the risks that matter to your operation. Explore options for entrepreneurs, consultants, contractors, property owners, nonprofits, and growing organizations.
01
Commercial General Liability (CGL)
Helps protect against covered third-party bodily injury, property damage, and personal and advertising injury claims arising from business operations. Example: a customer alleges an injury at your business.
02
Business Owners Policy (BOP)
Typically combines general liability, commercial property, and business income coverage for eligible businesses. Business income protection generally depends on a covered property loss and policy terms.
03
Professional Liability / Errors & Omissions (E&O)
Helps address covered claims alleging negligence, mistakes, or omissions in professional services or advice. Example: a client claims your professional error caused financial loss. Professional liability and E&O often refer to the same coverage.
04
Commercial Property Insurance
Help protect covered buildings, business equipment, inventory, and furnishings against specified causes of loss. Discuss whether you need building coverage, business personal property coverage, or both.
05
Commercial Auto Insurance
Coverage options for vehicles used in business, including liability and available physical damage protection. Ask about hired and non-owned auto exposures when employees drive rented or personal vehicles for work.
06
Builders Risk Insurance
Property coverage for eligible buildings under construction or renovation and certain project materials, subject to policy terms. Builders risk does not replace a contractor’s liability policy.
07
Directors & Officers (D&O)
Helps protect organizational leaders against covered claims alleging wrongful acts in managing a business or nonprofit. Example: a board member is accused of breaching a fiduciary duty.
08
Management Liability Insurance
Explore coverage for leadership and organizational risks. Depending on the package, options may include D&O, employment practices liability, and fiduciary liability; each must be specifically included.
09
Business Insurance & More
Build a coverage conversation around your operations, contracts, property, and services. Ask about additional options such as cyber liability, umbrella or excess liability, and other specialty needs, subject to availability.
Not sure where to start?
Tell us what you do, where you operate, what you own, and whether a client, landlord, or contract requires specific coverage. We’ll help you identify the insurance questions to address.
Let’s Discuss My CoverageClear answers. Better conversations.
Insurance questions, answered.
What business insurance do I need in Ohio?
The right combination depends on your operations, property, vehicles, services, employees, and contract requirements. We can discuss general liability, a BOP, commercial auto, professional liability, and other options based on your needs.
What is the difference between CGL, E&O, and D&O?
CGL generally addresses covered third-party injury and property damage claims. E&O focuses on alleged mistakes in professional services. D&O focuses on alleged wrongful acts by organizational leaders. These policies address different exposures and do not replace one another.
Does homeowners insurance cover flood damage?
Standard homeowners policies generally exclude flood damage. Ask about separate flood coverage and other exclusions when reviewing protection for your property.
Can my personal auto policy cover business driving?
Coverage depends on the policy and the type of use. Deliveries, transporting passengers for pay, and other business activities can create coverage gaps. Tell us how the vehicle is used so we can discuss appropriate options.
Can nonprofits request D&O and liability insurance?
Yes. Nonprofits can request a review of general liability, directors and officers liability, property, and other relevant exposures. Coverage availability and eligibility depend on the organization and insurer.
How do I request an insurance quote and callback?
Use the Request a Quote & Callback button to visit our quote-request page, or call 216-322-5131. Share your contact details and coverage interests so we can follow up. Submitting a request does not bind insurance.
Where does Leftwich Insurance & Consulting serve clients?
Based in Euclid, Ohio, Leftwich Insurance & Consulting assists individuals and businesses in Cleveland, Northeast Ohio, and throughout Ohio, subject to carrier availability and eligibility.
Leftwich Insurance & Consulting LLC
Let’s protect what you’re building.
Personal auto. Homeowners. Renters. Business insurance.
Start your coverage conversation with an Ohio insurance agency.
216-322-5131 · Euclid, Ohio
Coverage descriptions are general summaries, not a policy or guarantee of coverage. All coverage is subject to insurer underwriting, availability, policy terms, conditions, exclusions, deductibles, and limits. Insurance is not bound by submitting a request. Contact the agency to confirm coverage and effective dates.